Generally,one working cycle containsfour strokes.（）

Generally speaking, the bird flying (across) our path is observed, and (the one) staying on the tree near (at hand) is passed by (without noticed).

A．across

B．the one

C．at hand

D．without noticed

The result of research carried out by social scientists show that______.

A．people do not realize the importance of looking one' s best

B．women in pursuit of managerial jobs are not likely to be paid well

C．good -looking women aspire to managerial positions

D．attractive people generally have an advantage over those who are not

By saying "suffering can be a blessing", the author means that ______.

A．a bad thing is generally followed by a good thing

B．it is hard to tell a bad thing from a good thing

C．a bad thing sometimes can do good to people

D．a thing bad to one person may be good to another

The man who is too【22】to work is the man who is generally most ready to beg or to steal. Everybody【23】he is young should learn some useful work.

But it is not【24】He should put his heart and soul completely【25】his work, and not waste his spare time. "Work while you work and play while you play." is as good a【26】for young people as for old.

There is【27】help to diligence than the habit of early rising, and this, just like【28】good habits, is most easily formed in【29】. There is an English proverb "Lost time never retums." This【30】everybody must be diligent, and must make good use of his【31】. One must study hard when one is young,【32】one may make【33】progress, succeed in life and become useful to one's country and people.

I have never heard【34】are diligent will become beggars, but I know that lazy fellows will become beggars. Therefore, I should say that diligence is the mother of【35】

(46)

A．of much use

B．of no use

C．quite useful

D．a little useful

ou must ask when you move into a new community how much the local sales tax is, and what items are and are not taxable. Both taxable items and the amount of tax vary considerably from place, from one of two percent in some places up to eight or ten in others. The New York City sales tax, for examples, is currently 8% , so if you buy a pair of $40 shoes you will actually have to pay $43.20. This makes paying and getting correct change much more difficult (not to mention making .everything more expensive). We say in America that only two things in life are unavoidable: one is death and the other taxes.

Another thing that makes money exchanges more complicated is tipping. The Chinese people have happily put an end to tipping, but Westerners are still plagued with this indignity. Waiters and waitresses, cab drivers, hotel bellboys, barbers and hairdressers and all sorts of other people must be tipped. Their employers give them low wages because it is expected that you, the customer, will make up the difference. If you don' t, the service person can' t earn a living. Tipping also varies from place to place, generally in the area of 15% of your bill (before taxes), but again you should ask local residents whom to tip and how much.

There is another kind of tipping as well. You are generally expected to give something (either cash or a bottle of whisky) to the mailman and to your building "super" at Christmas time. You should discuss this also with neighbors and colleagues.

The main idea of this passage is ______.

A．shopping and tipping

B．sales and shopping

C．sales taxes and tipping

D．sales taxes and people

ociation of Medical Colleges says these schools have about seventy thousand students.

How hard is it to get into one of the top medical schools, like for example the one at Yale University in Connecticut？ Last year almost three thousand seven hundred students hoped to get accepted there. Only one hundred seventy-six -- or less than five percent -- were admitted.

People who want to become medical doctors often study large amounts of biology, chemistry and other science. Some students work for a year or two in a medical or research job before they try to get accepted to medical school.

Medical students spend their first two years in classroom study. They learn about the body and all of its systems. And they begin studying diseases -- how to recognize and treat them. By the third year, students guided by experienced doctors begin working with patients in hospitals. As the students watch and learn, they think about the kind of medicine they would like to practice as doctors. During the fourth year, students begin applying to hospital programs for the additional training they will need after medical school. Competition for a residency at a top hospital can be fierce.

A medical education can be very costly, especially at a private school. One year at a private medical college can cost forty thousand dollars or more. The average at a public medical school is more than fifteen thousand dollars. Most students have to take out loans to pay for medical school. Many finish their education heavily in debt.

Doctors are among the highest paid professionals in the United States. Specialists in big cities are generally the highest paid. But there are also doctors who earn considerably less, including those in poor communities.

(1)Which of the following ideas is NOT suggested in the passage？

A、It is hard to get into one of the top medical schools.

B、The United States has more than one hundred twenty medical colleges.

C、Medical students need two years' classroom study.

D、After graduating from medical schools, the students become doctors.

(2)How many years the medical students take to graduate from medical school？

A、2

B、3

C、4

D、1

(3)In what way many medical students pay for their medical education？

A、Have part-time jobs in hospitals.

B、Take out loans.

C、Their parents pay for it.

D、Work hard for the scholarship.

(4)What the medical students begin to do in their fourth year of study？

A、Looking for a job.

B、Working with patients in hospitals

C、Applying to hospital programs for the additional training.

D、Learning about the body and all of its systems

(5)_______ are generally the highest paid.

A、Specialists in big cities.

B、Experienced doctors.

C、Doctors in poor communities

D、Doctors who graduated from private medical schools.

bly a lot sharper in the spring than you are at any other time of the year. A famous scientist concluded that climate and temperature have a definite effect on our mental abilities, and that cool weather is much more favourable for creative thinking than in summer heat. This does not mean all people are less intelligent in the summer than they are during the rest of the year. It does mean, however, that the mental abilities of large members of people tend to be lowest in the summer.

Spring appears to be the best period of the year for thinking. One reason may be that in the spring man's mental abilities are affected by the same factors that bring about great changes in all nature. Autumn is the next best season, then winter. As for summer, it seems to be a good time to take a long vacation from thinking.

Generally speaking, it is far fitter for creative thinking when the weather is ______ .

A．sunny and fine

B．windy and rainy

C．warm and wet

D．neither cold nor hot

Ⅲ. Cloze (20 points)

Directions: For each blank in the following passage, there are four choices marked A, B, C and D. Choose the one that is most suitable and mark your answer by blackening the corresponding letter on the answer sheet.

We are interested in the weather because it (21) us so directly—what we wear, (22) we do, and even how we feel. Geographers, however, are (23) interested in climate than in weather. Climate is the pattern of all the weather conditions over a long period of time. Generally (24) , climate (25) to these normal weather conditions, not (26) daily or yearly changes.

Climate, like weather, changes (27) time. It is true (28) these changes (29) a long time, but not as long as we might expect. Records show that over the centuries large portions of the earth have experienced great changes (30) climate.

21. A. effects

B. defects

C. infects

D. affects

ney and using it effectively. Short-term financing is money that will be used for one year or less. Although there are many short-term needs, cash flow and inventory are two problems that deserve special attention. Long-term financing is money that will be used for more than one year. Such financing may be required for starting a business, expansion, new-product development, or replacement of production facilities. Proper financial management can ensure that money is available when it is needed and that it is used efficiently, in keeping with organizational goals.

A financial plan begins with the organization's goals and objectives. Next these goals and objectives are "translated" into budgets that detail expected income and expenses. From these budgets, which may be combined into an overall cash budget, the financial manager determines what funding will be needed and where it may be obtained. The four principal sources of financing are sales revenue, equity capital (derived from the sale of common and preferred stock) , debt capital, and proceeds from the sale of assets. Once the needed funds have been obtained, the financial manager is responsible for ensuring that they are properly used. This is accomplished through a system of monitoring and evaluating the firm's financial activities.

Most short-term financing is unsecured. That is, no collateral is required. Sources of unsecured short-term financing include trade credit, promissory notes issued to suppliers, unsecured bank loans, commercial paper, and commercial drafts. Sources of secured short-term financing include loans secured by inventory or accounts receivable. It is also

possible to sell receivables to factors. Trade credit is the least expensive source of short-term financing; there is no interest charge. The cost of financing through other sources generally depends on the source and on the credit rating of the firm that requires the financing. Factoring is generally the most expensive approach.

21. Financial management consists of those activities that are concerned with obtaining money and using it effectively.

22. Short-term financing and the long-term financing is the same.

23. A financial plan begins with the organization's plan.

24. The four principal sources of financing are sales revenue, equity, debt capital and financial plans.

25. Trade credit is the most expensive source of short-term financing.

bly a lot sharper in the spring than you are at any other time of the year. A famous scientist concluded that climate and temperature have a definite effect on our mental abilities, and that cool weather is much more favourable for creative thinking than in summer heat. This does not mean all people are less intelligent in the summer than they are during the rest of the year. It does mean, however, that the mental abilities of large members of people tend to be lowest in the summer.

Spring appears to be the best period of the year for thinking. One reason may be that in the spring man's mental abilities are affected by the same factors that bring about great changes in all nature. Autumn is the next best season, then winter. As for summer, it seems to be a good time to take a long vacation from thinking.

Generally speaking, it is far fitter for creative thinking when the weather is ______ .

A．sunny and fine

B．windy and rainy

C．warm and wet

D．neither cold nor hot