It was almost two o' clock. A cold wind had come up, over the lake. As a black cloud moved across the sun, Walt, a small boy, looked up. "I smell a storm (暴风雨) ," he thought.

第1题

Dear professor, Banks normally receive money from their customers in two distinct forms; o

Dear professor,

Banks normally receive money from their customers in two distinct forms; on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.

The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.

We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir (水库) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being" liquid" , or of the ' liquidity ' of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.

The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.

On______, the bank will pay interest.

A．the current account

B．personal cheques

C．the deposit account

D．both the current and deposit account

点击查看答案

第2题

The word "Okay" is known and used by millions of people all over the world. Still, languag

e experts do not agree on where it came from.

Some say it came from the Indian peoples. When Europeans first came to America they heard hundreds of different Indian languages. Many were will developed.

One tribe especially had a well developed language. This was the Chocktaw tribe. They were farmers and fishermen whole lived in the rich Mississippi valley in what is now the state of Alabama. When problems arose, Chocktaw leaders discussed them with the tribal chief. They sat in a circle and listened to the wisdom of the chief.

He heard the different proposals, often raising and lowering his head in agreement, and saying, "Okeh," meaning "it is so."

The Indian languages have given many words to English. Twenty four of the American States almost half, have Indian names, Okalahoma, the Dakotas, Idaho, Wisconsin, Ohio and Tennessee, to name a few. And the names of many rivers, streams, mountains, cities and towns are Indian.

However, there are many people who dispute the idea that "Okay" came from the In di ans. Some say the President Andrew Jackson first used the word "Okay." Others claim the word was invented by John Jacob Astor, a fur trader of the late 1700s who became one of the world's richest men. Still others say a poor railroad clerk made up this word. His name was Obadiah Kelly and he put his initials(首写字母), O.K. on each package people gave him to ship by train.

So it goes, each story sounds reasonable and official.

But perhaps the most believable explanation is that the word "Okay" was invented by a political organization in the 1800s. Martin Van Buren was running for President. A group of people organized a club to support him. They called their political organization the "Okay Club. The letters "O" and "K" were taken from the name of Van Buren's hometown, the place where he was born, old Kinderhook, New York.

There is one thing about "Okay" that the experts do agree on: that the word is pure American and that it has spread to almost every country on earth.

There is something about the word that appeals to peoples of every language. Yet, here in America it is used mostly in speech, not in serious writing. In recent time, "Okay" has been given an official place in the English language. But it will be a long time before Americans will officially accept two expressions that come from "Okay." There are "Oke" and "Okeydoke".

______different opinions as where the word "Okay" came from are mentioned in the text.

A．Four

B．Five

C．six

D．Three

点击查看答案

第3题

The clock ______ and we realized it was two o'clock.A．hitB．struckC．knockedD．rang

The clock ______ and we realized it was two o'clock.

A．hit

B．struck

C．knocked

D．rang

点击查看答案

第4题

People have wondered for a long time how their personalities and behaviors are formed. It

is not easy to explain why one person is intelligent and another is not, or why one is cooperative and another is competitive.

Social scientists are, of course, extremely interested in these types of questions. They want to explain why we possess certain characteristics and exhibit certain behaviors. There are no clear answers yet, but two distinct schools of thought on the matter have been developed. As one might expect, the two approaches are very different from one another, and there is a great deal of debate between proponents of each theory. The controversy is often referred to as " nature/nurture".

Two who support the" nature" side of the conflict believe that our personalities and behavior. patterns are largely determined by biological and genetic factors. That our environment has little, if anything, to do with our abilities, characteristics, and behavior. is central to this theory. Taken to an extreme, this theory maintains that our behavior. is predetermined to such a degree that we are almost completely governed by our instincts.

Proponents of the " nurture" theory, or as they are often called, behaviorists, claimed that our environment is more important than our biologically based instincts in determining how we will act. A behaviorist, B. F. Skinner, sees humans as beings whose behavior. is almost completely shaped by their surroundings. The behaviorists view of the human being is quite mechanistic; they maintain that, like machines, humans respond to environmental stimulus as the basis of their behavior.

Neither of these theories can yet fully explain human behavior. In fact, it is quite likely that the key to our behavior. lies somewhere between these two extremes. That the controversy will continue for a long time is certain.

Which of the following statements would supporters of the" nature" theory agree with？

A．A person's instincts have little effect on his actions.

B．Environment is important in determining a person's behavior. and personality.

C．Biological reasons have a strong influence on how we act.

D．The behaviorists' view correctly explains how we act.

点击查看答案

第5题

I have done much of the work. Could you please finish ______ in two days？A．the restB．the o

I have done much of the work. Could you please finish ______ in two days？

A．the rest

B．the other

C．another

D．the others

点击查看答案

第6题

Almost every family buys at least one copy of a newspaper every day, Some people subscribe

to as many as two or three different newspapers. But why do people read newspapers？

Five hundred years ago, news of important happenings--battles lost and won, kings or rulers overthrown or killed--took months and even years to travel from one country to another. The news passed by word of mouth and was never accurate. Today we can read in our newspapers of important e vents that occur in faraway countries on the same day they happen.

Apart from supplying news from all over the world, newspapers give us a lot of other useful in formation. There are weather reports, radio, television and film guides, book reviews, stories, and, of course, advertisements. There are all sorts of advertisements. The bigger ones are put in by large companies to bring attention to their products. They pay the newspapers thousands of dollars for their advertising space, but it is worth the money, for news of their products goes into almost every home in the country. For those who produce newspapers, advertisements are also important. Money earned from advertisements makes it possible for them to sell their newspapers at a low price and still make a profit.

The habit of reading newspapers is ______.

A．widespread

B．found among a few families

C．not popular

D．uncommon

点击查看答案

第7题

The barman's wife didn't go to bed ______. （)A．until two o'clock in the morningB．because

The barman's wife didn't go to bed ______. ()

A．until two o'clock in the morning

B．because she wasn't sleepy at all

C．because she was busy with her children

D．because her husband hadn't finished working

点击查看答案

第8题

How can we get rid of garbage （垃圾) ？ Do we have enough energy sources to meet our future

How can we get rid of garbage (垃圾) ？ Do we have enough energy sources to meet our future energy needs？

These are two important questions that many people are asking today. Some people think that man might be able to solve both problems at the same time. They suggest using garbage as an energy source, and at the same time it can save the land to hold garbage.

For a long time, people buried garbage or dumped (倾倒) it on empty land. Now, empty land is scarce. But more and more garbage is produced each year. However, garbage can be a good fuel to use. The things in garbage do not look like coal, petroleum, or natural gas, but they are chemically similar to these fossil(化石) fuels. As we use up our fossil-fuel supplies, we might be able to use garbage as an energy source.

Burning garbage is not a new idea. Some cities in Europe and the United States have been burning garbage for years. The heat that is produced by burning garbage is used to boil water. The steam that is produced is used to make electricity or to heat nearby buildings. In Paris, France, some power plants burn almost 2 million metric tons of the cities garbage each year. The amount of energy produced is about the same as would be produced by burning almost a half million barrels of oil.

Our fossil fuel supplies are limited. Burning garbage might be one kind of energy source that we can use to help meet our energy needs. This method could also reduce the amount of garbage piling up on the earth.

What two problems can man solve by burning garbage？

A．The shortage of energy and air pollution.

B．The shortage of energy and the land to hold garbage.

C．Air pollution and the shortage of fossil fuel.

D．Air pollution and the shortage of land to hold garbage.

点击查看答案

第9题

What is the 'biggest city in the world？ That is, （21) city has the largest population？ Thi

What is the 'biggest city in the world？ That is, (21) city has the largest population？ This seems like (22) question to answer, but actually it isn't.

It's actually rather difficult to say which cities (23) the largest. There are two reasons for this difficulty. First of all, it isn't easy to determine a city's boundaries, that is, where a city ends. Nowadays, nearly all cities have a large (24) area around them. So when we talk about the population of a city, we often mean the population of the whole metropolitan area around the city. That means that it's difficult to determine what the population of a city is because it's difficult to define what a city is.

The second reason that it is difficult to 25 the population of different cities is this: it is almost impossible to get (26) about the population of all cities for the same year. For example, we might get an estimate of New York's population in 1979 and an (27) of Mexico City's population in 1981. So we real ly can't compare the numbers because the information is for (28) different years. And the population of cities changes rather quickly, especially in some cases. For example, the population of Jakarta, Indonesia, may increase by 5% each year, so the population figure will change rather quickly.

So we can say that these are our two (29) for comparing the populations of cities: one, it's difficult to determine the (30) of a city, and two, it is difficult to get accurate information.

21. A. what

B. which

C. where

D. how

点击查看答案

第10题

Christine Evert Lloyd is an American tennis champion and one of the top female players in

the world. She is noted for her strong backhand and her intense concentration during a match.

Christine Marie Evert was born in Fort Lauderdale, Florida. She learned to play tennis from her father. Because she learned to play on the slow clay tennis courts which are common in southern Florida, Evert is at her best on slow courts.

In 1971 ,at the age of sixteen, Evert became the youngest player to reach the semifinals of the United States Open Tennis Championships. This was her first time to participate in the U. S. Open. In 1972, she turned professional and was able to accept money and other prizes for winning matches.

In 1974, she won the women's singles title in two major tournaments. These titles were at Wimbledon, the British championship, and the French Open, which is played on clay. Later she won the U.S. and Australian Opens, the two other major tennis championships.

Evert set an impressive record of wins on clay courts. From August 1973 to May 1979, a period of almost six years, Evert beat 125 opponents. Her unbelievable record will be remembered for a very long time in the sports world.

In 1979 ,Evert married English tennis player John Lloyd.

At her first U. S. Open, Evert was a______.

A．finalist

B．semifinalist

C．winner

D．champion

点击查看答案

第11题

Most cities and/or states in the U. S. collect a sales tax on almost everything you buy. Y

ou must ask when you move into a new community how much the local sales tax is, and what items are and are not taxable. Both taxable items and the amount of tax vary considerably from place, from one of two percent in some places up to eight or ten in others. The New York City sales tax, for examples, is currently 8% , so if you buy a pair of $40 shoes you will actually have to pay $43.20. This makes paying and getting correct change much more difficult (not to mention making .everything more expensive). We say in America that only two things in life are unavoidable: one is death and the other taxes.

Another thing that makes money exchanges more complicated is tipping. The Chinese people have happily put an end to tipping, but Westerners are still plagued with this indignity. Waiters and waitresses, cab drivers, hotel bellboys, barbers and hairdressers and all sorts of other people must be tipped. Their employers give them low wages because it is expected that you, the customer, will make up the difference. If you don' t, the service person can' t earn a living. Tipping also varies from place to place, generally in the area of 15% of your bill (before taxes), but again you should ask local residents whom to tip and how much.

There is another kind of tipping as well. You are generally expected to give something (either cash or a bottle of whisky) to the mailman and to your building "super" at Christmas time. You should discuss this also with neighbors and colleagues.

The main idea of this passage is ______.

A．shopping and tipping

B．sales and shopping

C．sales taxes and tipping

D．sales taxes and people

点击查看答案